American Home Mortgage - An American Success Story For Very Good Reason

You may be wondering how to go about financing your dream. This requires choosing a lender - one that will give you the best deal possible. One option that a number of Americans have successfully tried is American Home Mortgage. The company is clearly interested in promoting home ownership throughout America. On its website, company officials state that they believe "it is the right and destiny of every American to own a home." American Home Mortgage hopes to play a vital role in achieving that goal. The company is one of the nation's top mortgage lenders - in fact, it ranks in the top 20.

American Home Mortgage is unique in that it lends to home buyers directly, without the middleman. In addition, the company is a real estate investment trust, or REIT. As a result, it can provide more competitive pricing and a larger choice of home loans than other lenders. The company provides services to both those looking to buy a new home and those who are in the process of refinancing a home loan.

American Home Mortgage can originate loans in any state of the union. It prides itself on its unique personal service. The company was founded in October of 1987 in New York. By 1998, it had reached a billion dollars in annual loan volume. The next year, it became a publicly-traded company on the NASDAQ exchange. Over the years, American Home Mortgage has acquired a number of other lenders, including Marina Mortgage of California, First Home Mortgage of Illinois, Roslyn National Mortgage of New York, and Columbia National of Maryland.

Today, the company has more than 5,000 employees and is licensed in the 50 states and the District of Columbia. Its loan origination volume in 2004 was $23.1 billion, and it has a residential servicing portfolio of $16 billion. Because of its size, it can provide a wealth of loan opportunities that are beyond the scope of other lenders. And, thanks to the convenience of the Internet, you can actually fill out and submit your loan application with American Home Mortgage online.